I am a bit embarrassed (and scared) to do this, but I feel like it’s the only thing I haven’t tried. I’m going to use this blog for accountability purposes. I have GOT to lose weight. I also have GOT to focus on our strategy to get out of debt. Both of these tasks are going to take a lot of hard work and a lot of focus, and I feel like using this to keep me accountable will help. Maybe I'm taking on too much at once, money stuff and losing weight…but I figure if I am really focusing on something, might as well let that energy spill over into something else too.
Last night, Taylor and I sat down and created our “debt snowball” worksheet, which is an action plan to tackle debts - smallest to largest. We also worked out a budget for this pay period and the next. I found that the control I felt over where our money is going made me feel like I can control my behavior with eating and exercising too, so that’s another reason I think I can do both at once. I am HORRIBLE at “control”. I’m really, really good at having no control over my weight, my finances, my schedule, my dogs, anything. I need to take charge of my life and change the things that are making me miserable. I hate the way I look and I hate feeling like we’re never making any head way in terms of our finances. It affects my social life because I never want to go out and be social because I don’t fit into any clothes, I can’t afford and refuse to buy bigger sizes, and even if I’m wearing clothes that do fit, I just don’t like being out and feeling so awful about my appearance. And it usually costs money. L
So here are my goals.
- Update the blog every two weeks (each pay period) regarding our first try at really following a budget. We both get paid tomorrow, and from that point on, we are not using our debit cards and only using cash that has been categorically allotted for spending.
- Actively begin the debt snowball after saving up the "emergency fund", which should be complete by the end of June.
- Update the blog every week on weight loss. Format: weigh in, highs/lows, exercise update, and goals for the following week.
- Look at the weight loss thing as a DAILY challenge, not a weekly thing. It hasn’t worked in the past, it’s not going to work now. The “week” mentality lets me get away with too much, I do bad one day and say, “well I have a whole week, I’ll just do better tomorrow and the day after that”. But then I do bad every day.
- Record everything I eat on myfitnesspal. This shouldn’t be too hard because I already do it, but I normally do it until and then just “guess” at night, so I’m positive I go over my cal count every day. So all nightly wine, tiny squares of chocolate, and little snacks have to be recorded.
- Exercise 4 times a week starting today. Walking the dogs counts. (trust me, I am so out of shape that 30 minute walk is huge for me). Move up to five times eventually. Strength/weights at least 2-3 times per week.
- DON’T QUIT!! I usually quit at 10-15 pounds gone because I feel so great about the loss and think I’m a total super babe. But I’m not, I’m still overweight and I gain it all back immediately.
There are a million other things I want to do, but I think I’ll stop there. The goal is 15-20 pounds down in ten weeks. (how convenient, that’s when I go to Vegas for Laura’s Bachelorette Party!!! J) 30-35 pounds is the ultimate goal, and I don’t care how long it takes, but I’m hoping by September. Baby steps though J